Homemade Mac and Cheese

-2 cubs dried elbow macaroni
-2 tablespoons margarine or butter
-2 tablespoons flour
- dash of Pepper
-2 1/2 cups milk
- 1 1/2 cup shredded cheddar cheese ( more or less to taste)
-1 1/2 cup shredded mozzarella cheese (more or less to taste)
- 4 oz cream cheese

1. Cook macaroni in water for about 10 minutes until tender but still a little firm. Drain well.
2. Meanwhile, for cheese sauce, melt margarine in a medium saucepan. Stir in flour and pepper. Add milk all at once. Cook and stir till slightly thickened and bubbly. Add cheese, stirring until melted. Stir in cooked macaroni. Transfer mixture to a casserole.
3. Bake in a 350 degrees oven for 25 to 30 minutes or until hot and bubbly. Let stand 10 minutes before serving.

*you do not have to use mozzarella and cheddar cheese, use whatever cheese you have or whatever cheese sounds good.